Well, things seem to be looking up, or should I say, going up. We have insurance through my wifes employer. Insurance provided to me via my employer is total crap, fortunately, my wife's insurance is only crap lite.

Our co-pay has doubled and our deductible is now in excess of $5,000.00. So now we have insurance which will make it so we do not have to pay the fine/tax for not having insurance, but we can not afford to use our insurance. Is this what they call a catch 22.

It is truly sad that we have allowed our elected officials to totally destroy our lives and families. Think of the things that the average hard working middle class family will no longer be able to do because of these new costs. Simple things like a weekend camping trip or a family night out with a movie and a pizza.

There is no reason for this and something needs to be done before it is too late.